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AU Bank Zenith Credit Card Unboxing

AU Bank Zenith Credit Card Application process is smooth and blazing fast.

Within less than a week after making up my mind to get this card, I had this card in my wallet (wallet courtesy AU Bank too).

Online Application Process

  • Go to

  • Fill up your PAN card number as well as personal details.

  • They pull your CIBIL details and show you the list of card you are eligible for.

  • The maximum credit limit you may be given is shown. For me it was equal to the highest Limit credit card I was holding.

  • Post Video KYC (again only PAN card required), the card was dispatched within two days via Blue dart.

OPTION 2) VISIT a Bank Branch with your PAN card. The executive will do the rest.


  • The delivered item is a big box, makes the 2inch card seem worth so much more.

  • Below the velvet level is the Priority Pass as well as a leather foldable card holder type wallet.

  • The card fees are ₹7999+tax = ₹ 9500, but is given as LTF for selected company employees as well as Govt Employees.

  • Inside the welcome letter it was clearly stated that the joining and annual fees are NIL. (such a small but comforting gesture)

  • The credit Limit offered was equal to the maximum of my credit cards.


  • ₹1000 voucher on the 1st transaction

  • Bonus 10,000 RP on ₹1Lac spends within first 60 days (worth ₹2500).


All in all a happy and comfortable experience. Also the complimentary railway lounge is something I really needed.

The full process pampers sufficiently to make you write about it in your blog.

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