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Flipkart Axis Bank Vs Amazon pay ICICI Bank credit card comparison

Updated: Sep 17, 2021

This is the fight between the 2 ecommerce giants of India: Flipkart and Amazon. Flipkart as well as Amazon have both put out wonderful feature packed credit cards. Frankly speaking you would be glad to take either.

Personally, I would tilt a bit towards Flipkart as it has lower prices more frequently than Amazon does. At the same time ICICI Amazon pay is always given as Lifetime Free which is always great. Presently, Flipkart Axis Bank is also being given as LTF. See here.

Flipkart Axis Bank credit card gives lounge access as well as industry shattering 1.5% default cashback. But then Amazon pay ICICI credit card gives 2% with its many partner merchants.

Amazon ecosystem is so huge that Flipkart cannot be compared to it. This card will entice you to buy Amazon Prime membership to get the maximum savings. So is it really free?

This is a close match and the only way to find out the card for you is to punch in your expenses in the below given “SAVINGS CALCULATOR”. Click on Calculate and see which card gives the most savings for you.

If the Calculator doesn't run, click here and run again

If possible, I would suggest that you take both of these cards. Why limit our loyalty to either of these ecommerce giants. Our loyalty should be with our own money!

The below table will brings out their differences. Have a look.


Annual Fees

Rs 500 + taxes


waived on spends ≥ Rs 2 lacs

Domestic Lounge Access

4 per year


Default Cash Back

1.5%cash back

1% Amazon Cash

ecommerce savings


3% (without Amazon Prime)

5% (with Amazon Prime)

Partner Merchants

4% on uber, MMT, Goibibo, etc

2% on utilities, insurance and more than 100 partner merchants

Fuel Surcharge Waiver



To Apply

For Flipkart Axis Bank Credit card Click here.

For Amazon pay ICICI bank Credit card Click here.

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