HDFC credit cards is the market leader in India and has ample offers for their users.
Generally speaking, HDFC Regalia is the better card. But in special cases wherein you are using for online payments and wallet transactions you can get more savings out of HDFC Millennia Credit card.
From 2nd Oct, 2021 Millennia has been relaunched with newer features. Check out the updated post here.
The ambiguity can easily be cleared by putting in your spends in the below table for each card to see where you get maximum savings.
If the Calculator doesn't run, click here and run again :)
If the saving numbers aren’t enough, just read through the benefits comparison of these cards. The important differences in benefits have been highlighted.
The full reviews for these cards are given here.