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Legend Visa Signature credit card from Indusind is a simple and rewarding card. The only caveat is that it comes with a high one time joining fee.
The card is Black and white as seen normally. But all the colours are seen when viewed at an angle.
Eligibility
It is not written explicitly anywhere, but my estimate is around Rs 1 lac monthly income.
Joining Fees
The joining Fees are Rs 10,000 + taxes. There after it’s a lifetime free credit card.
You can avoid paying these fees if you apply via paisabazaar. It shows as First year free, but is actually lifetime free. I never knew that paisa bazaar gave out such lucrative deals. I always avoided them because of the plethora of spam calls coming your way even if you sign up once. But getting the Legend card, makes it worth it for me.
Airport Lounge Access
Domestic: Two complimentary lounge visits per quarter.
International: None
Golf
You get both green fee waiver as well as complimentary golf lessons.
Rewards
Weekday spends: 1 Rp/Rs 100 (1%)
Weekend spends: 2 Rp/Rs 100 (2%)
Utilities, insurance,etc: 0.7 Rp/Rs 100 (0.7%)
The points can redeemed for statement credit. The only choice you should go for.
1 Rp = Rs 1
Milestones: Bonus Earnings
Get 4000 bonus reward points on spending ₹ 6 lacs or above within one year. That’s an additional 0.7% in savings.
Visa Signature Blockbuster Weekend Offer
Book one movie ticket and get another movie ticket free upto Rs 300. Offer is open for Thursday, Friday, Saturday, and Sunday (4 days). Valid once each month via Bookmyshow.
Savings Calculator
If you spend on just weekends, you get 2% returns. With the milestone achieved you can get 2.7% in cashback making this a quite rewarding card. You are free to add in your expected spends and calculate your savings. The Savings calculator is at the top of the page.
Rating
3.5/5
As it does not have any offers for ecommerce website or even flight tickets.
Better or Similar Cards
Axis Ace provides 2% cashback every day, but is not offered Lifetime free. Axis Flipkart credit card provides access to Flipkart with 5% savings. IDFC First Select credit card is also a good option and it too comes as lifetime free.